MEDICAL INSURANCE & GAP PLAN
Stone County Board of Supervisors is proud to offer employees a medical plan administered through Blue Cross Blue Shield of Mississippi, paired with a GAP plan administered by Fox Everett. A GAP plan is designed to supplement the deductible of a high deductible health plan. This reduces the amount the member has to pay out of pocket prior to the plan's coinsurance taking effect. The chart below illustrates the total deductible for the plan, what the member is responsible for paying, and what the GAP Plan is responsible for paying.
​
NOTE: You must always present your BCBS of MS medical ID card to providers, as well as your Fox Everett GAP plan ID card which is secondary to your medical plan.
​​
Contact Campus Benefits for assistance.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Medical Insurance
Plan #0066065 - Administered by BlueCross BlueShield
Important Notes:
-
Out-of-network services will not count toward your OOP limit.
-
Deductibles and OOP Limits are accrued based on the calendar year, January 1st through December 31st.
-
If you enroll one or more family members, when one member meets the Individual Deductible and OOP Maximum that member will be covered as having satisfied the Deductible and OOP Max for services provided by In-Network providers.
-
BCBS of MS requires a phone number and an email address (unique to the employee) in order to finalize enrollment.
Click on the Medical Card above for download instructions!
Stone County Board of Supervisors GAP Plan
Plan #G117 - Administered by Fox/Everett
Click on the GAP Card above for download instructions!
What is the GAP Plan?
-
Fox Everett is a TPA (third-party administrator) who administers billing, eligibility, and processes claims for your GAP Plan
​
Who is Fox Everett?
-
Fox Everett is a TPA (third-party administrator) who administers billing, eligibility, and processes claims for your GAP Plan.
​
Claims Process
-
The employee simply presents their primary and secondary insurance cards every time they see their provider.
-
The provider and insurance carriers do all the work and the member pays the final bill.
How to Use the GAP Plan:
Step 1: Member Shows Both Cards
-
Give both primary & secondary cards every time they see a provider. In order for claims to be filed with the insurance carriers, the provider must have the insurance information in their records.
​
Step 2: Provider Verification
-
Verifies coverage with both insurance carriers.
​
Step 3: Provider Files the Claim
-
Once the provider has received the major medical’s EOB, the provider will submit the claim to the secondary insurance carrier by filing electronically or by paper.
​
Step 4: Premium Saver Pays Provider
-
Secondary insurance carrier processes claim and sends payment & EOB to the provider. A copy of the EOB will also be sent to the member.
Client Portal
-
Self-service online toll and mobile app to view benefit information, claims and access your Fox Everett ID card by visiting:
-
Website: mybenefits.foxeverett.com Mobile App: Fox Everett
-
Please see the Fox Everett flyer for directions and additional information
-